Know where your
money goes.
Connect your banks, track spending, and set budgets — starting under $2/month. We show you exactly what you pay for, down to our 30% margin. No hidden fees. No data tricks. Just your finances, clearly.
Simple tools for
real financial clarity.
Not a spreadsheet. Not a financial advisor. Just a clear, honest view of where your money goes — and what you can do about it.
Connect all your accounts
Link checking, savings, credit cards, and investment accounts from 12,000+ institutions. Transactions sync automatically the moment they settle — no manual entry, no delays.
See your full picture
Net worth tracking, spending breakdowns by category, top merchants, daily averages, and monthly trends. All on one dashboard, not buried behind tabs.
Budgets that pace you
Set monthly limits for each category. See how much you can spend per day for the rest of the month. Get warned when you hit 80% — before you overshoot.
An itemized receipt for your subscription
Every line item visible: bank connections, compute, storage, and our 30% margin. You know exactly what you pay for, because we publish the math.
Your data stays yours
256-bit encryption for stored credentials. Read-only bank access — we can never move your money. We don't sell your data, and we don't train AI on it. Your subscription is our only revenue.
Weekly spending recaps
Every Monday, get an email with your total spending, top categories, budget warnings, and net worth change. No login required to stay on top of your finances.
Pay for what it actually costs
to keep your finances in sync.
No tiers. No “Pro” plan. One product — priced from real infrastructure costs, with our margin written into the receipt. Most users pay between $1 and $4 per month.
Your itemized receipt
Drag the slider to match your setup. The math is the price.This is how we stay independent. It pays one developer, funds new features, and keeps BarryBudget running. No other revenue stream exists.
How we keep prices this low
How we compare
At 3 banks connected| App | Price/mo | Cost breakdown | Sells data |
|---|---|---|---|
| BarryBudget | $2.73 | ✓ Full itemized | Never |
| Simplifi by Quicken | $3.99 | None | Unspecified |
| YNAB | $14.99 | None | Unspecified |
| Monarch Money | $14.99 | None | Unspecified |
Our promise to you
Mint shut down. YNAB doubled their price. Intuit turned free users into ad revenue. We built BarryBudget because we wanted a finance app we could actually trust.
30%, right in the receipt. We don't hide how we make money because we're not ashamed of it. One developer, lean infrastructure, honest markup.
Your financial data is never shared with advertisers, data brokers, or third parties. Your subscription is our only revenue — full stop.
If we add AI features, they'll use your data only to serve you, in the moment. Your spending history never leaves your account. Never feeds a model. Period.
Leave any time. We refund the unused portion of your billing period, prorated to the day. No cancellation fee, no guilt trip, no dark patterns.